Michael Banner is the President and CEO of the Los Angeles LDC, Inc. (LDC), a mission driven community development financial advisory organization. The LDC provides capital and advisory services to clients that aspire to create positive community development impacts in distressed neighborhoods. Under Banner’s leadership, the LDC is widely known as an expert at aligning the needs of both borrowers and investors operating and investing in underserved markets. He has delivered over $1 Billion of capital into transactions found in low income and communities of color. In 1988, after leaving a rising career in commercial banking, he embarked on a career in the evolving field of urban community and economic development as a consultant to the City of Los Angeles. Since 1992, he has been a leading advocate for enhanced Community Reinvestment Act (CRA) activities in the banking industry. Banner has been at the table, negotiating for community based financial resources, dating back to the1992 Bank of America and Security Pacific National Bank merger. He is expert in finding creative ways to deploy financial resources to satisfy the unmet capital needs of under resourced entrepreneurs and social enterprises working in under resourced communities. As a long time, member of Rise Economy, National Community Reinvestment Coalition and Urban Land Institute, Banner has been a leading advocate for equitable investment and accountability in banking and real estate development. He is a much sought after community and economic development solution provider known for turning around economic development finance organizations while producing market rate returns and high-quality social impacts. Over the past 36 years, he has been an active Key Leader in Urban Land Institute (ULI), and serves in many leadership capacities, including the America’s Executive Committee and Diversity Equity Inclusivity Committee. In 2016, he was honored with the Robert M. O’Donnell award for outstanding contributions to the success of ULI’s Advisory Services Program. During the past 25 years, he has led the diversity driven ULI Los Angeles Urban MarketPlace real estate conference.